Most Orange County Real Estate Agents recommend that home buyers get pre-qualified with a lender before selecting a home to purchase. This way you will have the best information about the right price range for your pocketbook.

• With pre-qualification, you can determine which loan program best fits your need and which programs you qualify for.
  
   
• You will know exactly how much you are qualified for. It's no fun to find your "ideal home" and then find out you can't afford it.
  
   
• Your monthly payment will be set. This will allow you to budget your money before making this large investment.
  
   
• It shows you what the down payment and closing costs will be.
  
   
• If you are a first-time buyer, you may be able to qualify for a special first-time buyer program which may allow you to afford more home for your money.
  
   
• If you feel you would like and can afford a higher mortgage payment but are not able to meet qualifications, co-mortgagor financing may be made available to you.
• For More Information Contact:
  
   

  Credent Real Estate
  101 Pacifica, Suite 150, Irvine Ca 91618

  Tel: 714-381-5005
  FAX: 714-508-8465
  Internet: reza@universityparkbroker.com